Pausing or Canceling When No Employees Are Enrolled Yet

For agents: Clients sometimes want to stop immediately after signup if nobody enrolled. Here’s what the product actually supports.

Cancel / deactivate exists; “pause” usually doesn’t

Employer Admins can request cancellation via Company settings (Cancel ICHRA Policy / deactivation) when the business isn’t already blocked. That path is for ending the StretchDollar ICHRA arrangement — there isn’t a separate durable “pause billing but keep everything warm” mode agents should promise.

Empty roster does not mean same-day free cancel

  • Having zero enrolled employees does not automatically create a different cancel product path.
  • Effective end timing still follows StretchDollar’s deactivation rules (commonly tied to month-end / reimbursement timing — see the What is your cancellation policy?).
  • Suspended businesses generally must contact support instead of self-serve cancel.
  • Pending reimbursements can block deactivation until cleared.

What to tell the client

  1. If they haven’t launched employees yet and want out: have the Employer Admin start Cancel ICHRA Policy, or email support if the button isn’t available.
  2. Set expectations on billing through the effective end date — don’t promise an instant full refund solely because enrollments are zero.
  3. If they only need a short delay before employee invites, coach them to wait on invites rather than “pause” the whole account — or confirm options with support.

For full offboarding responsibilities after a live book of business, see the What happens if a client off-boards, and what responsibilities do I have during that process?.

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